Stop Letting Debt Eat Your Income Alive! Does your money seem to disappear faster than a ghost at dawn? đ» If so, you might be dealing with a zombie lurking in your finances: DEBT. And just like in your favorite scary movie, if you ignore it, it doesnât go awayâit just keeps coming back⊠hungrierContinue reading “đȘŠ Debt: The Real Financial Zombie”
Author Archives: Becky Bartley
đ» Frighteningly Common Budget Mistakes (and How to Avoid Them)
đ Fall Bucket List on a Budget: Seasonal Fun Without Breaking the Bank đ
Cozy Season is Calling! The air is crisp. The leaves are crunching. Pumpkin spice has officially made its grand reappearance. đâš Fall is here, and with it comes the urge to pack every weekend with all things seasonalâapple orchards, hayrides, pumpkin carving, cozy nights in, haunted houses, and more. But letâs be honestâfall fun canContinue reading “đ Fall Bucket List on a Budget: Seasonal Fun Without Breaking the Bank đ”
How to End the Year Strong Financially
As the leaves turn and the year winds down, itâs natural to start reflecting on what youâve accomplished and where youâve fallen short. For many, fall is the season of cozy sweaters, pumpkin spice, and holiday anticipation. But itâs also the perfect time to pause, review your finances, and make intentional moves that set youContinue reading “How to End the Year Strong Financially”
Switching Gears: Adjusting Your Budget for Shorter Days & Longer Bills
As summer winds down and the crispness of fall settles in, life begins to shift. The days grow shorter, the evenings cooler, and routines change with back-to-school schedules, upcoming holidays, and the end-of-year push at work. These changes arenât just seasonalâthey ripple into your wallet, too. Utility bills climb as the heat or furnace kicksContinue reading “Switching Gears: Adjusting Your Budget for Shorter Days & Longer Bills”
Declutter Your Finances Like You Declutter Your Closet
As fall approaches, it’s time to declutter both your closet and finances. By systematically examining expenses, identifying needs versus wants, and organizing your financial life, you can create space for future goals. Regular financial maintenance is essential for long-term clarity and reduced stress, leading to financial freedom and empowerment.
Labor Day Reset: Fall Into Better Money Habits
Labor Day serves as an ideal time to evaluate and reset personal finances before the busy holiday season. By reflecting on summer spending, refreshing budgets, revisiting financial goals, strengthening savings, managing debt, and preparing for upcoming expenses, individuals can maximize their financial clarity and success for the remainder of the year.
Preparing Your Finances for the Holiday Season Without Going into Debt
The holiday season brings joy but can strain finances. This guide offers practical tips to manage holiday spending effectively. Key steps include setting a budget, creating a gift list, utilizing a sinking fund, shopping smart, limiting extra expenses, communicating with loved ones, preparing for surprises, and focusing on meaningful experiences.
The Summer-to-Fall Money Reset: How to Refresh Your Finances Before the Holidays
As summer ends, it’s time to reassess your finances before the holiday season. Review your summer spending, adjust your budget for fall expenses, revisit financial goals, plan early for holiday costs, save where possible, and refresh your financial mindset. With careful planning, you can navigate the upcoming season without stress.
Back-to-School Budgeting: How to Save on Supplies, Clothes, and More
Back-to-school season brings excitement and stress regarding spending. To save money, start with a list, check for supplies at home, time purchases wisely, take advantage of sales and coupons, buy quality items, involve kids in budgeting, consider secondhand options, and plan for the next year. A little preparation can keep costs down effectively.
Mrs. Becky Bartley 